Asheton B. Call, Attorney at Law provides bankruptcy law services in Casa Grande, AZ and neighboring communities. Whether you want to stop creditor harassment, prevent foreclosure or repossession, or find an effective solution for overwhelming debt, our debt relief specialists can help. The most commonly filed bankruptcy petitions are for Chapter 7 and Chapter 13 bankruptcy.

Chapter 7 is known as liquidation and the bankruptcy trustee can sell non-exempt property to pay creditors. Most of the time, there are no assets to sell because state and federal exemption laws enable you to keep necessary property and only property exceeding these amounts is sold. We have found that most clients are well within the limits of the exemption laws, so the trustee rarely sells any property.

If you choose to file Chapter 13 bankruptcy, you will keep your home and car because you will pay the amount owed with your future income according to a repayment plan that is established by the trustee. The amount that needs to be paid depends on your income, as the plan is designed to fit your budget and lasts between three to five years. At the end of the repayment plan, remaining unsecured debt is discharged.

Please browse our website to read more about our legal services, bankruptcy , debt negotiation, and the Meeting of Creditors. If you want to discuss your options with a bankruptcy attorney in Casa Grande, AZ, we offer a free initial consultation. For more information or to schedule a free consultation with our bankruptcy lawyer, please contact Asheton B. Call, Attorney at Law today at 480-969-7999.